| Hot Topic: High Deductible Health Care Coverage: Snapshot of Some Mixed Evidence |
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For more than 10 years, there has been movement toward placing greater control of health care in the hands of consumers. A hallmark of this change was the introduction of consumer-driven health plans (CDHPs) into the landscape of health insurance. The large body of evidence examining the various components of CDHPs may help inform policymakers who are exploring the advantages and disadvantages of offering high deductible health plans (HDHPs) within states’ health
insurance exchanges. While HDHPs are structured in such a way to promote cost savings and protect against the financial burden of a catastrophic medical event, the evidence on the success of these goals is mixed.
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| HCFO Releases a New Findings Brief Examining the Impact of the Medical Loss Ratio Regulation |
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| How will the minimum medical loss ratio (MLR) provisions of the Patient Protection and Affordable Care Act impact the individual market for health insurance? Jean Abraham, Ph.D, and Pinar Karaca-Mandic, Ph.D., of the University of Minnesota, sought to provide state-level estimates of the size and structure of the individual market for health insurance and to investigate the impact of the new MLR regulation.
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| New Data for Researchers |
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| NCHS released a new report on hospital preparedness for emergency response, and registration is now open for two unique Healthcare Cost and Utilization Project (HCUP) spring training opportunities sponsored by AHRQ.
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| Grantee Spotlight: Jean Abraham, Ph.D. |
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| Jean Abraham, Ph.D., is currently the principal investigator on a HCFO funded grant analyzing the impact of the Medical Loss Ratio (MLR) on the individual market for coverage in each state.
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| New Grantee Publications |
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| News and Events |
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HCFO News
HCFO will launch a new online grant application system on May 2, 2011. The current system has been closed. If you are waiting to submit an application you will be able to do so beginning on May 2.
A HCFO-sponsored study led by Alison Galbraith, M.D., M.P.H., was featured in a recent article on the website of American Medical News. The article, "HSA enrollees spend less on care than those in traditional plans," highlighted Galbraith's work on the effect of high-deductible health plans on the chronically ill.
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